Well, it finally happened. We just clicked the "pay full balance" button on our credit card and POOF $911.12 went to zero! Oh man, the feeling is quite incredible. We have given up a good amount in our lives. We have even tried riding our bike (actually we borrowed the bike) to save money on gas. Since it's a million degrees outside we aren't able to do it as much as we would like, but we are still trying to make that work. God has definitely blessed us through the jobs we have and the fact that we have paid off $2200 in debt in the last 45 days in nothing short of a miracle.
The thing that we find so amazing is that we are making very little and STILL paying off debt. I listen to stories on the radio of people paying off $50,000 of debt in 2 years, but they make $200,000/year. That is not very encouraging to me. I will never make that much money. I can't relate to that. Full disclosure, Stephanie and I make around $25,000 COMBINED right now and we are still finding ways to pay off debt. Could we be making more and paying off debt quicker? Possibly. But we wouldn't be able to serve at our church and do some of the things we love to do. We have made a conscious decision to make a little less now and chip away at the debt instead of selling our souls for the sake of paying off debt.
The biggest thing for us is the budget. No matter what your income is, please be on a budget. It's amazing the difference it makes in your income and your bank account. At first you will be shocked at how much money you have in your account. It's like you get a raise! No longer are you looking at your account wondering, "Where did all of our money go?" You can have confidence and some peace about the money you spend. It's a very good feeling.
This is short, but thanks for reading! We are excited to move on past this STUPID credit card and begin attacking those pesky student loans. Thanks for all your support!
