It is difficult to write anything for this blog right now.
There are a multitude of different things going on that make paying down debt
sort of not matter. My sister and her husband found out the baby they were
going to adopt will not work out. It is a heartbreaking thing to watch from
afar. I won’t get into all the details with you on this blog, but I do
encourage you to go to their blog and see how God is working in their lives.
Paying debt and living on a budget is an unbelievably
difficult thing. We tried to only spend $100 on groceries this month. We were
committed to it and avoided buying a lot of the things we thought we needed at
the grocery store. It sucked and we thought we were going to be able to end the
month under that $100 goal. However, we did not.
We ended up spending $158 so far this month.
It’s not that we bought a bunch of junk food and lived on
steaks and fancy food either! Honestly, it’s because we didn’t have a plan. We
would walk into the grocery store without a list of what we needed or much of
an idea of what was sitting in our pantry and fridge. It’s discouraging to fall
short of a goal that seems so attainable. However, we have committed to not
going back to the store until everything, and I mean everything, we currently
have is gone. We realized that we were going to the store because we thought we
needed to, when we didn’t. We had perfectly good food sitting in our pantry
that we were avoiding because we didn’t “feel” like eating it.
Failing to reach our grocery goal really bothered me. I
began thinking about “need” and what that really meant. It’s a word that I say
all the time without really thinking about it. Watching my sister and her
husband go through this difficult time has encouraged me to reevaluate how I view
my life. I began to really think about what I needed versus what I wanted.
God has a way of driving lessons home for me. In the midst
of me thinking about what I really need (and Stephanie for that matter), we
sang a song in church this morning that had the 23rd Psalm as the
lyrics. The part that struck me was, “The Lord is my Shepherd, I shall not want”.
I thought about that for a very long time and am still thinking about it. If I truly
believe in Christ and what He did for me, I shall not be left wanting anything
else. That’s a convicting thing to realize. I’m not saying I won’t want to eat
or have nice things if I’m seeking after Christ. What I do think, though, is
that if I am running towards Christ with everything in me, my view of possessions
and what I think I need, will change drastically.
One of the greatest things about making a budget, and one of
the crappiest, is it causes you to do a lot of self-evaluating. You no longer
buy stuff because you “feel” like it and talk yourself into needing it.
Honestly, Stephanie and I have had a few mini-arguments over such things. We
will be walking around the grocery store and one of us (usually me) will pick
out an item that we “need” only to have to have the other person say we don’t need
it and to put it back.
Me: Look! A sale on
potato chips! They are so cheap, we have to get them!
Stephanie: Babe , why do you need that?
Me: What do you mean? They are tasty and only $2!
Stephanie: Put them back. We don’t need junk food.
Me: (Nodding in agreement while putting back the 4 bags of
potato chips)
Okay, so maybe that’s not exactly what happens. But imagine
seeing a couple arguing over whether they can afford chips or bread. It’s not a
fun thing. It’s why we have decided to make the list BEFORE walking into the
store because we are tired of making the other person upset and having those min-arguments
in the grocery store. I can honestly say I never thought I would be at this
point in my life, but I’m glad I am. I’m also glad I have a wife as wonderful
as mine to show me incredible patience and love during this process.
Like I said before, it is very hard to be a newly-wed couple
living on such tight budget. It would be wonderful to go out to dinner every
week and do lots of fun things. However, that’s not what the good Lord has for
us right now. We are sacrificing like crazy now so that later, we will be able
to do a lot more.
I have been listening to Dave Ramsey a lot lately. He is always saying, “If you live like no one else now, later you will get to LIVE like no one else” and that is a very encouraging thing. Looking toward the future and knowing that this is just a temporary burden is wonderful. We are both excited to be able to use these experiences as a way to minister and encourage other people who are facing the same struggles.
I have been listening to Dave Ramsey a lot lately. He is always saying, “If you live like no one else now, later you will get to LIVE like no one else” and that is a very encouraging thing. Looking toward the future and knowing that this is just a temporary burden is wonderful. We are both excited to be able to use these experiences as a way to minister and encourage other people who are facing the same struggles.
We are working on a few things to generate some more income.
We realized there only so many things we can cut out before there is nothing
left. We even considered dumpster diving for our food! However, I don’t know if
that will happen seeing as we aren’t homeless, but we aren’t ruling it out just
yet. One of the things we are trying to do is clean houses. So, if you need
your house (or apt.) cleaned, let us know! We will work for 2 hours for $65.
Now, you get both of us so there is a LOT we can do in those 2 hours. If you
would like us to work longer than 2 hours, let us know and we will give you a
price. Please help us spread the word on this! The hatred for our debt is
growing by the day and this would be a huge help in cutting into it.
Also, we have $930 in our debt jar! We will be making the
regular $300 payment that we HAVE to make in addition to the $930 at the end of
the month. It will be amazing to see our debt amount go down a little bit.
Thank you for all the continued encouragement and support!
- Brian
- Brian
I am so proud of you guys!!!! Do you realize how much $930 is??? That is a HUGE step! Remember, you just started, so you might realize that $100 isn't realistic for a monthly grocery budget, or you might find ways to make it work! You want to really challenge yourselves, but you also don't want to set yourselves up for failure. It would be like a super fat blob like myself committing to running six miles on the first day, failing, and then giving up. Challenge yourself, don't set impossible goals.
ReplyDeleteOne thing I have learned is that I spend WAY less money when I make a meal plan ahead of time. I write down my entire week of meals...usually six different meals (because we always end up getting pizza one night). Then I write down what ingredients I need to buy for all of them. That way I know I have everything I need to make meals for the whole week! When I go to the grocery store without a plan, I spend way more and end up without enough meals for the week, and end up having to go back to the store, which in turn makes me buy more! It's a vicious cycle.
Googling "Cheap meal ideas" is actually super helpful. It has added many a dinner to my repertoire. ;)
Keep it up guys, we are so proud of you!!!
That's a great idea! We definitely do the whole "Let's just walk around to see what we need" strategy, which sucks. It makes it kind of tough and more expensive with the needing to buy gluten-free items. HOWEVER, we will do the $100 goal!
Delete- Brian
Let me try this again. My phone didn't want to let me reply to this earlier, and so I get to type it all out again. :)
ReplyDeleteAnywho!! I have a cheap recipe that I make that I have yet to find someone who doesn't like it. I call it hot dog stuff because I am not creative enough to come up with something better. :/ Fry up some red pepper flakes in vegetable oil with a piece of garlic for flavor and spice. Cut up hot dogs lengthwise and then in small pieces (but not quite a dice, more like, half moons). Fry until hot dogs are cooked (I use chicken dogs, but I don't think it matters). Add sliced tomatoes, jalapenos, and onions. Fry until the veggies begin to fall apart. Serve. :)
Also, I don't know if there's a weekly paper out like this one, but we get one called the pennysaver. It has all of the local grocery store ads with their specials. I always write out my grocery list first and then look for stuff that's on sale, and of course, walmart matches them all so I don't have to store jump. I save between $10-$15 a week. I tried building my list from the specials, but, I ended up spending more money that way. I have a lot of recipes that are pretty cheap and feed a few people. If you want any more of them, let me know!!
Ashley Voss
Thanks for the recipe idea! We are working on getting some coupons and things this week. Hopefully we can save a few $$$! We will definitely keep this updated when we need some more cheap dinner ideas.
Delete- Brian