Getting Back on Track!

Today is a good day! We made a $1000 payment towards our debt and we are excited about getting back on track. It’s pretty amazing to realize how quickly we could pull together that money. Honestly, it’s a little scary because that could be money we put towards savings, but in the end, we need to commit to paying off our debt before we commit to saving up for a house or something else we can wait on.

We also decided to make some pretty extreme cuts in our budget to allow us to shovel more money towards out debt. We have even talked about getting rid of our budgeting app and using more of an envelope system. For us, it’s just too easy to stop using the app halfway through the month or not put everything we buy into the app so we don’t feel as guilty about going over our budget. At least with the envelope system, we could see our money being spent. That’s just us though, we aren’t as disciplined as some of you out there!

Anyways, just wanted to give a quick update! Thank you for your encouragement and when we pay off this debt, we will have a big party to celebrate!

- Brian